The Systems that shape us
Behind every PRactice, Rule &
Model is a system designed by someone, serving something
The Credit Score Wasn’t Built to Be ‘Fair’
A system built to measure risk now operates as a barrier to basic rights—excluding millions from financial legitimacy before they even get the chance to participate.

Hyvemind is shaped by the people who read it, build it & live it.
Feed Your HYVEMIND
We’re looking for stories that trace the patterns behind how we live, spend, care and cope. If it moved you, cost you or changed you—it belongs here.